Home Mortgage Loans

Rates

Affordable mortgage loans as unique as your new home. 

Key Features

Competitive Rates

Flexible terms

Refinancing available

Local Service

  • Competitive rates for home purchase or refinance
  • Available for primary residence, second homes, vacation homes, or investment properties
  • Wide range of terms available
  • Special financing programs available
  • Free pre-approval for confidence when it comes to securing financing
  • Refinance your current home to potentially lower your rate
  • Fast decision-making and local servicing

Home Equity and Line of Credit Options

Talk to an expert.

Contact Sarah at our Home Loan Center for help with your home financing.

Sarah Hutchins, Mortgage Loan Officer
Office: (207) 221-5000 EXT 331
Cell: (207) 233-0394
NMLS# 1660415

3% Down – Home Purchase1

  • View Rates & Terms
  • Low down payment
  • No Fannie Mae or Freddie Mac fees
  • No Upfront Mortgage Insurance Premiums (FHA requirement)
  • Low fixed rate 

10% Down NO PMI – Home Purchase2

  • View Rates & Terms
  • Low down payment with no PMI required
  • No Fannie Mae or Freddie Mac fees
  • Low fixed rate

15-year Home Refinance (NO Closing Costs)3

30-year Fixed Mortgage 

Annual Percentage Rate (APR) as of 4/1/2018. Rates subject to change without notice.  

1Primary residence only.  Not all applicants will qualify. Must have 680+ credit score. Maximum debt to income (DTI) of 50%. Other terms available.  Sample $200,000 30-year loan at 4.500% = $5.07 per $1,000. Annual Percentage Rate (APR) = 4.579%. Click Here for Today’s Rates.

2Primary residence only.  Not all applicants will qualify. Must have 680+ credit score. Maximum debt to income (DTI) of 50%. Other terms available.  Sample $200,000 30-year loan at 4.750% = $5.22 per $1,000. Annual Percentage Rate (APR) = 4.830%. Click Here for Today’s Rates.

380% loan-to-value on primary residence/owner-occupied properties only. Minimum loan amount $50,000. 1st Lien only. Promotion NOT available on the refinance of an existing Evergreen home equity or mortgage loan. Available on condominiums on primary residence only. Property hazard insurance is required. Estimated monthly payment: 15-year loan at 3.99% = $7.39 per $1,000.

 

Check out these resources to learn more about the homebuying process.

Buy, Refinance, and RateCheck

loanphone logo207-221-5000