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1st Time Auto Loan

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No credit?

No down payment? Let's Talk!

Graduating? Just starting out? Manage this first car loan responsibly and build your own credit for the future. Earn your financial independence!  

  • Flexible Terms
  • $50 Cash Bonus for all new First Time Auto loans*
  • Eco-Friendly Discount Financing - Do you qualify?

Are you ready for your first car loan?

(207) 221-5003

Loan basics

How much can I afford?

Budget & Credit Center

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Auto Buying Resources

Earn a Cash Bonus each and every time you refer a family member or friend to Evergreen!** 

*$50 cash bonus for vehicle loans $5,000-9,999.

** Available to ECU members in good standing. This offer subject to change without notice. Offer not available on refinance of an existing ECU loan. 

Insurance Protection

Insure your loan* for additional protection. We've partnered with trusted companies to provide our members with a variety of options:

*The insurance products are not a deposit or other obligation of, or guaranteed by Evergreen Credit Union.

The insurance is not insured by the National Credit Union Association (NCUA) or any other agency of the United States or Evergreen Credit Union.

The Credit Union may not condition an extension of credit on either the consumer's purchase of an insurance product from the credit union or the consumer's agreement not to obtain, or a prohibition on the consumer from obtaining an insurance product from an unaffiliated entity.