Loan discounts up to a maximum of 1.00% are available. Discuss the discounts below with a loan specialist to get your best rate.

Loan relationship pricing discounts not available on mortgage loans, home equity loans, credit cards, and lines of credit.

Deduct 0.25%

If your breeze rewards banking account has had activity within the past 30 days, i.e. debits, direct deposits, recurring ACH payment items, and checks, OR you are a member opening a new breeze rewards banking account and a new loan.

Deduct 0.25%

If you have any one of the following:

  • A current ECU auto, recreation, home equity or unsecured loan
  • $5,000+ in deposits with Evergreen
  • You elect to automatically deduct monthly payments for your new loan from an Evergreen account
  • You (or spouse) currently serve in the military (active duty or reserve) or are an honorably discharged veteran (or spouse). Uniformed Services ID Card, Common Access Card, or DD214 Form must be presented at the time of loan application.

Deduct 0.25%

If your share account has active direct deposit.

Deduct 0.25% to 0.50%

If the loan is Eco-Friendly.

  • For Vehicles: Rate reduced additional 0.25%
  • For Home Improvement (Unsecured): Rate reduced additional 0.50%
    • For improvements that reduce energy consumption, including improved heating or cooling systems, weatherization, solar or wind installations, and fuel assistance.
    • Loan up to $15,000.
    • e-statement and automatic payment deduction required
    • Use of all e-banking services encouraged 

Use our online calculators to review loan scenarios.