Like an Evergreen branch everywhere you go
Bank when and where you want. With digital banking, your money’s always at your fingertips.
Benefits You’ll Love
- Manage your finances anywhere, anytime, on any device
- Download the Evergreen CU mobile app
- Simplify your records with e-Statements
Online Banking
- Secure and easy-to-use service for Evergreen CU members
- Manage a number of banking activities anytime, anywhere with internet access:
- Access e-Statements
- View account balances and history
- Transfer funds between accounts or externally
- Apply for a loan 24/7
- Change account information
- Reset your passwords
Bill Pay
- Pay one-time or recurring bills with ease:
- Set up text or email alerts
- Pay with check or electronically
- Make stop payments
- Create a budget
- Send customized gift checks to friends or family members
Get Started
To begin using Online Banking and Bill Pay:
- Register for online banking on a computer, tablet, or smartphone. You'll be asked several questions during the brief 3-4 minute registration.
- Create your unique username, password, security phrase, and picture
- You're done!
Mobile Banking
- Fast and secure service for members enrolled in online banking
- Easily keep track of your finances — even on the go:
- View account balances
- Review history
- Transfer funds between accounts
- Receive alerts
- Pay bills
- Available via any web-enabled mobile device
- Use this service in two convenient ways:
- Save valuable time and effort; avoid an extra trip to a branch
Mobile Deposit
- Deposit checks anytime, anywhere from your mobile phone
- Save time, avoid unnecessary trips to a branch
- Available for members with an Evergreen checking account
- Deposit checks from your smartphone in a few taps of your finger
To deposit your check:
- Launch the ECU Mobile App
- Tap "Deposit" on the main menu
- Select your account and enter the check amount
- Sign the check and follow any additional endorsement instructions
- Snap a photo of the front and back of your check
- Review deposit details, then tap "Submit"
- Questions: Call 207-221-5000 or use the "Request Info" link below
Get Started
To begin using Mobile Banking:
- Download our mobile banking app by clicking here: Apple app store or Google Play store or by visiting the App Store or Google Play on your smartphone. Search for: Evergreen Mobile Banking or Evergreen Credit Union
- Complete the fast, easy registration process
- Enjoy the benefits!
- Save paper and the environment
- Free alternative to paper statements
- Eliminate a paper trail, reduce chances of fraud and identity theft
- Arrives faster than paper statements
- Simplify record keeping
Get Started
Just enroll in Online Banking or Mobile Banking to get set up online.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly dividends earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term Share Certificate can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total dividends earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
1st Time Auto Loans
| Terms Available | Loan-to-Value* | APR as low as** | Payment per $1,000 |
|---|---|---|---|
| Up to 24 months | Up to 100% financing | 6.24% | $44.43 |
| Up to 36 months | Up to 100% financing | 6.49% | $30.64 |
| Up to 48 months | Up to 100% financing | 6.49% | $23.71 |
| Up to 60 months | Up to 100% financing | 6.74% | $19.68 |
Rates reflect relationship loan discount pricing.
* Financing options may vary based on vehicle mileage.
** Not all applicants will qualify for the lowest rate.
APEX Business Money Market
| Deposit | Dividend Rate | APY |
|---|---|---|
| $2,500 - $24,999.99 | 0.40% | 0.40% |
| $25,000 - $49,999.99 | 0.50% | 0.50% |
| $50,000 - $99.999.99 | 1.30% | 1.30% |
| $100,000 - $249,999.99 | 1.49% | 1.50% |
| $250,000 or more | 2.28% | 2.30% |
Minimum to open & earn dividends is $2,500.00.
APEX Ultimate Insured Business Money Market (Currently Closed to New Shares)
| Deposit | Dividend Rate | APY |
|---|---|---|
| $2,500 - $24,999.99 | 0.40% | 0.40% |
| $25,000 - $49,999.99 | 0.50% | 0.50% |
| $50,000 - $99,999.99 | 1.30% | 1.30% |
| $100,000 - $249,999.99 | 1.49% | 1.50% |
| $250,000 or more | 2.08% | 2.10% |
NCUA's standard coverage insures members' accounts up to $250,000. Then, Qualifying Accounts1 exceeding the maximum level of coverage provided by NCUA are also insured up to an additional $750,000 by Excess Share Insurance.
Minimum to open & earn dividends is $2,500.00.
1Only Accounts coded with Excess Share Insurance are eligible for this level of added savings protection. Please reach out to an Evergreen representative for details.
Boats / Campers / RVs / Large Tractors
| Terms Available | Loan-to-Value | APR as low as* | Payment per $1,000 |
|---|---|---|---|
| Up to 60 months | Up to 100% financing | 5.49% | $19.10 |
| Up to 84 months | Up to 100% financing | 5.99% | $14.60 |
| Up to 120 months | Up to 100% financing | 6.49% | $11.35 |
| Up to 144 months | Up to 100% financing | 6.74% | $10.15 |
| Up to 180 months | Up to 100% financing | 6.99% | $8.98 |
Rates reflect relationship loan discount pricing.
* Not all applicants will qualify for the lowest rate.
Credit Cards (Fixed Rate)* - Personal & Business
| Card | APR** | Minimum Payment |
|---|---|---|
| SunSelect Credit Card | As low as 8.99% | $25 |
| SunSelect Secured Credit Card | Currently 11.99% | $25 |
| APEX Business Credit Card | As low as 9.99% | $25 |
* Fee Information -
- No Balance Transfer Fee or Annual Fee
- Cash Advance Fee: $5.00 or 3.00% of the amount of each cash advance, whichever is greater (Maximum Fee: $30.00).
- Foreign Transaction Fee: 1.00% of each transaction in U.S. dollars.
- Late Payment Fee: $25.00 or the amount of the required minimum payment, whichever is less.
- Returned Payment Fee: $15.00 or the amount of the required minimum payment, whichever is less.
** Not all applicants will qualify for the lowest rate.
Home Equity Loans/Lines
| Maximum Term / Type | Loan-to-Value | APR | Payment per $1,000 |
|---|---|---|---|
| Up to 60 months | 80% | 6.00% | $19.33 |
| Up to 60 months | 85% | 6.50% | $19.57 |
| Up to 120 months | 80% | 6.25% | $11.23 |
| Up to 180 months | 80% | 6.50% | $8.71 |
| Home Equity Line of Credit5 | Up to 80% loan-to-value | 6.25% | n/a |
5 APR is adjusted monthly and based on the Wall Street Journal Prime. Max APR is 18%. Minimum floor rate = 5.00% APR. Property insurance is required. A $275 fee will be processed for all closed home equity loans and lines of credit.
Home Improvement Loans
| Loan Type | Maximum Financing | APR as low as* | Payment per $1,000 |
|---|---|---|---|
| Home Improvement Loans6 | $20,000, up to 72 months | 9.74%* | $18.39 |
6 Rates reflect relationship loan discount pricing.
* Not all applicants will qualify for the lowest rate.
IRA Certificates
| Term | Dividend Rate | APY |
|---|---|---|
| 6 months1 | 3.97% | 4.05% |
| 12 months2 | 3.93% | 4.00% |
| 24 months3 | 3.73% | 3.80% |
| 36 months4 | 3.30% | 3.35% |
| 48 months4 | 3.35% | 3.40% |
| 60 months4 | 3.44% | 3.50% |
1 Early withdrawal subject to 90 day dividend penalty, whether earned or not.
2 Early withdrawal subject to 180 day dividend penalty, whether earned or not.
3 Early withdrawal subject to 365 day dividend penalty, whether earned or not.
4 Early withdrawal subject to 545 day dividend penalty, whether earned or not.
Fees may reduce earnings.
Money Market
| Deposit | Dividend Rate | APY |
|---|---|---|
| $2,500 - $14,999.99 | 0.40% | 0.40% |
| $15,000 - $49,999.99 | 0.50% | 0.50% |
| $50,000 - $99,999.99 | 1.10% | 1.10% |
| $100,000 - $249,999.99 | 1.30% | 1.30% |
| $250,000 or more | 2.08% | 2.10% |
| IRA Money Market | 0.50% | 0.50% |
Minimum to earn dividends on a Money Market account is $2,500.00.
Motorcycles
| Terms Available | Loan-to-Value | APR as low as* | Payment per $1,000 |
|---|---|---|---|
| Up to 24 months | Up to 110% financing | 4.49% | $43.64 |
| Up to 48 months | Up to 110% financing | 4.99% | $23.02 |
| Up to 60 months | Up to 110% financing | 5.74% | $19.21 |
| Up to 72 months | Up to 110% financing | 6.49% | $16.81 |
Rates reflect relationship loan discount pricing.
* Not all applicants will qualify for the lowest rate.
Personal Loans
| Type | Maximum Amount | Terms Available | APR | Payment per $1,000 |
|---|---|---|---|---|
| Personal Loan1 | $15,000 | Up to 48 months | As low as 10.49%* | $25.60 |
| Debt Consolidation Loan2 | $25,000 | Up to 48 months | As low as 11.74%* | $26.21 |
| CD Secured Loan3 | n/a | Up to 60 months | 3.00% over the CD Dividend Rate | $19.70 |
| EasyCash Loan1 | $7,500 | Up to 12 months | As low as 8.99% | $87.45 |
| Overdraft Protection4 | $2,500 | Revolving | 11.99% | n/a |
| TAP Personal Line of Credit4,5 | $5,000 | Revolving | 11.75% | n/a |
1 Rates reflect relationship loan discount pricing.
2 Maximum of 50% of non-Evergreen Credit Union debt may be consolidated.
3 APR and cost per $1,000 dependent on the rate and term of the term certificate used to secure the loan.
4 Late Payment Fee: $10.00 will be charged to Your Account if You are 16 or more day(s) late in making a payment.
Returned Payment Fee: $10.00 will be charged to Your Share Account if Your payment is returned for any reason.
Advances: Advances will be granted in increments of $100.00.
Minimum Payment: 3.00% of the monthly outstand balance or $50.00, whichever is greater. However, Your minimum payment will never exceed Your outstanding balance.
5 Current APR of Prime + 5% (APR is adjusted monthly and based on the Wall Street Journal Prime. Max APR is 18%)
- Not all applicants will qualify for the lowest rate.
Share (Savings) Accounts - Personal & Business
| Account | Minimum Opening Deposit | Dividend Rate | APY |
|---|---|---|---|
| Share Savings | $5 | 0.05% | 0.05% |
| Sprout Savings | $5 | 0.05% | 0.05% |
| Secondary Share | $0 | 0.05% | 0.05% |
| Christmas Club Share | $0 | 0.05% | 0.05% |
| Business Share Savings | $5 | 0.05% | 0.05% |
Share Certificates - Personal & Business
| Term | Dividend Rate | APY |
|---|---|---|
| Saver Certificate - 12 Months2 | 2.96% | 3.00% |
| 6 months1 | 3.97% | 4.05% |
| 12 months2 | 3.93% | 4.00% |
| 24 months3 | 3.73% | 3.80% |
| 36 months4 | 3.30% | 3.35% |
| 48 months4 | 3.35% | 3.40% |
| 60 months4 | 3.44% | 3.50% |
1 Early withdrawal subject to 90 day dividend penalty, whether earned or not.
2 Early withdrawal subject to 180 day dividend penalty, whether earned or not.
3 Early withdrawal subject to 365 day dividend penalty, whether earned or not.
4 Early withdrawal subject to 545 day dividend penalty, whether earned or not.
Share Draft (Checking) Accounts
| Account | Minimum to Open | Dividend Rate | APY |
|---|---|---|---|
| Rise High-Yield Checking - Transactions: Less than $750.00 | $25 | 0.05% | 0.05% |
| Rise High-Yield Checking - Transactions: $750 - $1,499.99 (Balances up to $10,000.00) | $25 | 2.96% | 3.00% |
| Rise High-Yield Checking - Transactions:$1,500 or more (Balances up to $10,000.00) | $25 | 5.83% | 6.00% |
| Rise High-Yield Checking - Balances over $10,000.00 | $25 | 0.05% | 0.05% |
Snowmobiles / ATVs / Powered Watercraft (non-boat)
| Terms Available | Loan-to-Value | APR as low as* | Payment per $1,000 |
|---|---|---|---|
| Up to 24 months | Up to 110% financing | 4.99% | $43.87 |
| Up to 48 months | Up to 110% financing | 5.49% | $23.25 |
| Up to 60 months | Up to 110% financing | 5.74% | $19.21 |
| Up to 72 Months | Up to 110% financing | 6.24% | $16.69 |
| Up to 84 Months | Up to 110% financing | 6.74% | $14.97 |
Rates reflect relationship loan discount pricing.
* Not all applicants will qualify for the lowest rate.
Ultimate Insured Money Market (Currently Closed to New Shares)
| Deposit | Dividend Rate | APY |
|---|---|---|
| $2,500 - $14,999.99 | 0.40% | 0.40% |
| $15,000 - $49,999.99 | 0.50% | 0.50% |
| $50,000 - $99,999.99 | 1.10% | 1.10% |
| $100,000 - $249,999.99 | 1.30% | 1.30% |
| $250,000 or more | 1.89% | 1.90% |
NCUA's standard coverage insures members' accounts up to $250,000. Then, Qualifying Accounts1 exceeding the maximum level of coverage provided by NCUA are also insured up to an additional $750,000 by Excess Share Insurance.
Minimum to open & earn dividends is $2,500.00.
1Only Accounts coded with Excess Share Insurance are eligible for this level of added savings protection. Please reach out to an Evergreen representative for details.
Ultimate Insured Share Certificate - 12 Mo. (Currently Closed to New Shares)
| Deposit | Dividend Rate | APY |
|---|---|---|
| $250,000 | 3.54% | 3.60% |
NCUA's standard coverage insures members' accounts up to $250,000. Then, Qualifying Accounts1 exceeding the maximum level of coverage provided by NCUA are also insured up to an additional $750,000 by Excess Share Insurance.
1Only Accounts coded with Excess Share Insurance are eligible for this level of added savings protection. Please reach out to an Evergreen representative for details.
2 Early withdrawal subject to 180 day dividend penalty, whether earned or not.
Vehicle Loans
| Terms Available | Loan-to-Value* | APR as low as** | Payment per $1,000 |
|---|---|---|---|
| Up to 24 months | Up to 110% financing | 3.99% | $43.42 |
| Up to 48 months | Up to 110% financing | 4.24% | $22.69 |
| Up to 60 months | Up to 110% financing | 4.49% | $18.64 |
| Up to 72 months | Up to 110% financing | 4.74% | $15.98 |
| Up to 84 months | Up to 100% financing | 5.99% | $14.60 |
Rates reflect relationship loan discount pricing.
* Financing options may vary based on vehicle mileage.
** Not all applicants will qualify for the lowest rate.
