Grow with us
Good financial habits that last a lifetime are planted early. Let’s start your young saver off right.
Featured Rate
As high as
- 0.05%
- APY*
- Annual Percentage Yield
- APY*
Build a better future for younger family members
It’s never too early to begin saving. Start a Sprout Account now 1. Anyone can make deposits, and then watch the money grow for a child’s education or special purchase.
With every deposit, the young saver can visit our in-branch Sprout Treasure Chest and select any item as our gift. This helps to teach the value of saving and provides an immediate reward to a young saver.
Start building for their future now.
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1This account is restricted to members age 0-12. On the first business day of the month after the member has turned 13 years of age, the account will automatically convert to a Primary Share Account.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly dividends earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term Share Certificate can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total dividends earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
1st Time Auto Loans
Terms Available | Loan-to-Value* | APR as low as** | Payment per $1,000 |
---|---|---|---|
Up to 24 months | Up to 100% financing | 4.49% | $43.64 |
Up to 36 months | Up to 100% financing | 5.24% | $30.08 |
Up to 48 months | Up to 100% financing | 5.24% | $23.14 |
Up to 60 months | Up to 100% financing | 5.74% | $19.21 |
Rates reflect relationship loan discount pricing.
* Financing options may vary based on vehicle mileage.
** Not all applicants will qualify for the lowest rate.
Apex Business Money Market
Deposit | Dividend Rate | APY |
---|---|---|
$2,500 - $24,999.99 | 0.50% | 0.50% |
$25,000 - $49,999.99 | 0.75% | 0.75% |
$50,000 - $99.999.99 | 1.98% | 2.00% |
$100,000 - $249,999.99 | 2.28% | 2.30% |
$250,000 or more | 3.25% | 3.30% |
Minimum to open & earn dividends is $2,500.00.
APEX Ultimate Insured Business Money Market
Deposit | Dividend Rate | APY |
---|---|---|
$2,500 - $24,999.99 | 0.50% | 0.50% |
$25,000 - $49,999.99 | 0.75% | 0.75% |
$50,000 - $99,999.99 | 1.98% | 2.00% |
$100,000 - $249,999.99 | 2.28% | 2.30% |
$250,000 or more | 3.15% | 3.20% |
Minimum to open & earn dividends is $2,500.00.
Boats / Campers / RVs / Large Tractors
Terms Available | Loan-to-Value | APR as low as* | Payment per $1,000 |
---|---|---|---|
Up to 60 months | Up to 100% financing | 6.99% | $19.80 |
Up to 84 months | Up to 100% financing | 7.99% | $15.58 |
Up to 120 months | Up to 100% financing | 8.99% | $12.66 |
Up to 144 months | Up to 100% financing | 9.24% | $11.52 |
Up to 180 months | Up to 100% financing | 9.24% | $10.29 |
Rates reflect relationship loan discount pricing.
* Not all applicants will qualify for the lowest rate.
Credit Cards (Fixed Rate)* - Personal & Business
Card | APR** | Minimum Payment |
---|---|---|
SunSelect Credit Card | As low as 8.99% | $25 |
SunSelect Secured Credit Card | Currently 11.99% | $25 |
APEX Business Credit Card | As low as 9.99% | $25 |
* Fee Information -
- No Balance Transfer Fee or Annual Fee
- Cash Advance Fee: $5.00 or 3.00% of the amount of each cash advance, whichever is greater (Maximum Fee: $30.00).
- Foreign Transaction Fee: 1.00% of each transaction in U.S. dollars.
- Late Payment Fee: $25.00 or the amount of the required minimum payment, whichever is less.
- Returned Payment Fee: $15.00 or the amount of the required minimum payment, whichever is less.
** Not all applicants will qualify for the lowest rate.
Home Equity Loans/Lines
Maximum Term / Type | Loan-to-Value | APR | Payment per $1,000 |
---|---|---|---|
Up to 60 months | 80% | 6.75% | $19.68 |
Up to 60 months | 85% | 7.25% | $19.92 |
Up to 120 months | 80% | 7.25% | $11.74 |
Up to 180 months | 80% | 7.75% | $9.41 |
Home Equity Line of Credit5 | Up to 85% loan-to-value | 7.00% | n/a |
5 APR is adjusted monthly and based on the Wall Street Journal Prime. Max APR is 18%. Minimum floor rate = 3.50% APR. Property insurance is required.
Home Improvement Loans
Loan Type | Maximum Financing | APR as low as* | Payment per $1,000 |
---|---|---|---|
Home Improvement Loans6 | $25,000, up to 96 months | 10.24% | $15.30 |
6 Rates reflect relationship loan discount pricing.
* Not all applicants will qualify for the lowest rate.
IRA Certificates
Term | Dividend Rate | APY |
---|---|---|
6 months1 | 4.21% | 4.30% |
12 months2 | 3.97% | 4.05% |
24 months3 | 3.01% | 3.05% |
36 months4 | 3.06% | 3.10% |
48 months4 | 3.15% | 3.20% |
60 months4 | 3.25% | 3.30% |
1 Early withdrawal subject to 90 day dividend penalty, whether earned or not.
2 Early withdrawal subject to 180 day dividend penalty, whether earned or not.
3 Early withdrawal subject to 365 day dividend penalty, whether earned or not.
4 Early withdrawal subject to 545 day dividend penalty, whether earned or not.
Fees may reduce earnings.
Money Market
Deposit | Dividend Rate | APY |
---|---|---|
$2,500 - $14,999.99 | 0.50% | 0.50% |
$15,000 - $49,999.99 | 0.75% | 0.75% |
$50,000 - $99,999.99 | 1.98% | 2.00% |
$100,000 - $249,999.99 | 2.28% | 2.30% |
$250,000 or more | 3.25% | 3.30% |
IRA Money Market | 0.50% | 0.50% |
Minimum to earn dividends on a Money Market account is $2,500.00.
Motorcycles
Terms Available | Loan-to-Value | APR as low as* | Payment per $1,000 |
---|---|---|---|
Up to 24 months | Up to 110% financing | 5.74% | $44.20 |
Up to 48 months | Up to 110% financing | 6.24% | $23.60 |
Up to 60 months | Up to 110% financing | 6.99% | $19.80 |
Up to 72 months | Up to 110% financing | 7.49% | $17.29 |
Rates reflect relationship loan discount pricing.
* Not all applicants will qualify for the lowest rate.
Personal Loans
Type | Maximum Amount | Terms Available | APR | Payment per $1,000 |
---|---|---|---|---|
Personal Loan1 | $25,000 | Up to 72 months | As low as 11.24%* | $19.16 |
Debt Consolidation Loan2 | $25,000 | Up to 72 months | As low as 12.24%* | $19.68 |
CD Secured Loan3 | n/a | Up to 60 months | 3.00% over the CD Dividend Rate | $19.70 |
EasyCash Loan1 | $7,500 | Up to 12 months | As low as 8.99% | $87.45 |
Overdraft Protection | $5,000 | Revolving | 11.99% | n/a |
TAP Personal Line of Credit4 | $7,500 | Revolving | 13.00% | n/a |
1 Rates reflect relationship loan discount pricing.
2 Maximum of 50% of non-Evergreen Credit Union debt may be consolidated.
3 APR and cost per $1,000 dependent on the rate and term of the term certificate used to secure the loan.
4 Current APR of Prime + 5% (APR is adjusted monthly and based on the Wall Street Journal Prime. Max APR is 18%)
* Not all applicants will qualify for the lowest rate.
Share (Savings) Accounts - Personal & Business
Account | Minimum Opening Deposit | Dividend Rate | APY |
---|---|---|---|
Share Savings | $5 | 0.05% | 0.05% |
Sprout Savings | $5 | 0.05% | 0.05% |
Secondary Share | $0 | 0.05% | 0.05% |
Christmas Club Share | $0 | 0.05% | 0.05% |
Business Share Savings | $5 | 0.05% | 0.05% |
Share Certificates - Personal & Business
Term | Dividend Rate | APY |
---|---|---|
Saver Certificate - 12 Months2 | 3.35% | 3.40% |
6 months1 | 4.21% | 4.30% |
12 months2 | 3.97% | 4.05% |
24 months3 | 3.01% | 3.05% |
36 months4 | 3.06% | 3.10% |
48 months4 | 3.15% | 3.20% |
60 months4 | 3.25% | 3.30% |
1 Early withdrawal subject to 90 day dividend penalty, whether earned or not.
2 Early withdrawal subject to 180 day dividend penalty, whether earned or not.
3 Early withdrawal subject to 365 day dividend penalty, whether earned or not.
4 Early withdrawal subject to 545 day dividend penalty, whether earned or not.
Share Draft (Checking) Accounts
Account | Minimum to Open | Dividend Rate | APY |
---|---|---|---|
Rise High-Yield Checking - Transactions: Less than $750.00 | $25 | 0.05% | 0.05% |
Rise High-Yield Checking - Transactions: $750 - $1,499.99 (Balances up to $10,000.00) | $25 | 2.96% | 3.00% |
Rise High-Yield Checking - Transactions:$1,500 or more (Balances up to $10,000.00) | $25 | 5.83% | 6.00% |
Rise High-Yield Checking - Balances over $10,000.00 | $25 | 0.05% | 0.05% |
Snowmobiles / ATVs / Powered Watercraft (non-boat)
Terms Available | Loan-to-Value | APR as low as* | Payment per $1,000 |
---|---|---|---|
Up to 24 months | Up to 110% financing | 5.99% | $44.32 |
Up to 48 months | Up to 110% financing | 6.74% | $23.83 |
Up to 60 months | Up to 110% financing | 6.99% | $19.80 |
Up to 72 Months | Up to 110% financing | 7.49% | $17.29 |
Up to 84 Months | Up to 110% financing | 8.49% | $15.83 |
Rates reflect relationship loan discount pricing.
* Not all applicants will qualify for the lowest rate.
Ultimate Insured Money Market
Deposit | Dividend Rate | APY |
---|---|---|
$2,500 - $14,999.99 | 0.50% | 0.50% |
$15,000 - $49,999.99 | 0.75% | 0.75% |
$50,000 - $99,999.99 | 1.98% | 2.00% |
$100,000 - $249,999.99 | 2.28% | 2.30% |
$250,000 or more | 3.06% | 3.10% |
Minimum to open & earn dividends is $2,500.00.
Ultimate Insured Share Certificate - 12 Months
Deposit | Dividend Rate | APY |
---|---|---|
$250,000 | 3.88% | 3.95% |
2 Early withdrawal subject to 180 day dividend penalty, whether earned or not.
Vehicle Loans
Terms Available | Loan-to-Value* | APR as low as** | Payment per $1,000 |
---|---|---|---|
Up to 24 months | Up to 110% financing | 4.49% | $43.64 |
Up to 48 months | Up to 110% financing | 5.24% | $23.14 |
Up to 60 months | Up to 110% financing | 5.24% | $18.98 |
Up to 72 months | Up to 110% financing | 5.99% | $16.57 |
Up to 84 months | Up to 100% financing | 7.74% | $15.46 |
Rates reflect relationship loan discount pricing.
* Financing options may vary based on vehicle mileage.
** Not all applicants will qualify for the lowest rate.