Business checking at its best

Cash back, 250 free items, no monthly fee — experience exactly why this account is called APEX.

Benefits You’ll Love

  • Get cash back on debit or credit card transactions
  • Earn $0.15 on purchases of $15 or more
  • No monthly maintenance fee or minimum balance
  • 250 free items per month
Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

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  • Estimated monthly dividends earned* $0
  • Monthly ATM fees refunded**$0
Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

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2. Loan Details
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Share Certificate CalculatorDisclaimer

A fixed-rate, fixed-term Share Certificate can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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  • Total dividends earned $0
  • Annual Percentage Yield (APY)0.000%
Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

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Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

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  • Total paid $0
  • Total interest paid $0

1st Time Auto Loans

Terms Available Loan-to-Value* APR as low as** Payment per $1,000
Up to 24 months Up to 100% financing 3.74% $43.31
Up to 60 months Up to 100% financing 4.49% $18.64

Rates reflect relationship loan discount pricing.

* Financing options may vary based on vehicle mileage.

** Not all applicants will qualify for the lowest rate.

Apex Business Money Market

Deposit Dividend Rate APY
$2,500 - $24,999.99 0.50% 0.50%
$25,000 - $49,999.99 0.75% 0.75%
$50,000 - $99.999.99 1.49% 1.50%
$100,000 or more 1.98% 2.00%

Minimum to open & earn dividends is $2,500.00.

Fee Schedule

Boats / Campers / RVs / Large Tractors

Terms Available Loan-to-Value APR as low as* Payment per $1,000
Up to 60 months Up to 100% financing 5.99% $19.33
Up to 84 months Up to 100% financing 6.49% $15.84
Up to 120 months Up to 100% financing 6.74% $11.48
Up to 144 months Up to 100% financing 6.99% $10.28
Up to 180 months Up to 100% financing 6.99% $8.98

Rates reflect relationship loan discount pricing.

* Not all applicants will qualify for the lowest rate.

CDs / Share Certificates - Personal & Business

Term Dividend Rate APY
Saver Certificate - 12 Months2 3.93% 4.00%
6 months1 2.57% 2.60%
12 months2 3.93% 4.00%
24 months3 3.25% 3.30%
36 months4 3.44% 3.50%
48 months4 3.64% 3.70%
60 months4 3.78% 3.85%

1 Early withdrawal subject to 90 day dividend penalty, whether earned or not.

2 Early withdrawal subject to 180 day dividend penalty, whether earned or not.

3 Early withdrawal subject to 365 day dividend penalty, whether earned or not.

4 Early withdrawal subject to 545 day dividend penalty, whether earned or not.

Fees may reduce earnings.

Credit Cards (Fixed Rate)* - Personal & Business

Card APR** Minimum Payment
SunSelect Credit Card As low as 7.99% $25
SunSelect Secured Credit Card Currently 10.99% $25
APEX Business Credit Card As low as 8.99% $25

* Fee Information -

  • No Balance Transfer Fee or Annual Fee
  • Cash Advance Fee: $5.00 or 3.00% of the amount of each cash advance, whichever is greater (Maximum Fee: $30.00).
  • Foreign Transaction Fee: 1.00% of each transaction in U.S. dollars.
  • Late Payment Fee: $25.00 or the amount of the required minimum payment, whichever is less.
  • Returned Payment Fee: $15.00 or the amount of the required minimum payment, whichever is less.

** Not all applicants will qualify for the lowest rate.

Home Equity Loans/Lines

Maximum Term / Type Loan-to-Value APR Payment per $1,000
Up to 60 months 80% 5.75% $19.22
Up to 60 months 85% 6.25% $19.45
Up to 60 months 90% 6.75% $19.68
Up to 120 months 80% 6.50% $11.35
Up to 120 months 85% 6.75% $11.48
Up to 180 months 80% 6.99% $8.98
Home Equity Line of Credit5 Up to 85% loan-to-value 7.25% n/a

5 APR is adjusted monthly and based on the Wall Street Journal Prime. Max APR is 18%. Minimum floor rate = 3.50% APR. Property insurance is required.

Home Improvement Loans

Loan Type Maximum Financing APR as low as* Payment per $1,000
Home Improvement Loans6 $25,000, up to 96 months 8.74% $14.52

6 Rates reflect relationship loan discount pricing.

* Not all applicants will qualify for the lowest rate.

IRA Certificates

Term Dividend Rate APY
6 months1 2.57% 2.60%
12 months2 3.93% 4.00%
24 months3 3.25% 3.30%
36 months4 3.44% 3.50%
48 months4 3.64% 3.70%
60 months4 3.78% 3.85%

1 Early withdrawal subject to 90 day dividend penalty, whether earned or not.

2 Early withdrawal subject to 180 day dividend penalty, whether earned or not.

3 Early withdrawal subject to 365 day dividend penalty, whether earned or not.

4 Early withdrawal subject to 545 day dividend penalty, whether earned or not.

Fees may reduce earnings.

Money Market

Deposit Dividend Rate APY
$2,500 - $14,999.99 0.50% 0.50%
$15,000 - $49,999.99 0.75% 0.75%
$50,000 - $99,999.99 1.49% 1.50%
$100,000 or more 1.98% 2.00%
IRA Money Market 0.50% 0.50%

Minimum to open & earn dividends is $2,500.00.

Fee Schedule

Motorcycles

Terms Available Loan-to-Value APR as low as* Payment per $1,000
Up to 24 months Up to 110% financing 5.49% $44.09
Up to 48 months Up to 110% financing 5.74% $23.37
Up to 60 months Up to 110% financing 6.24% $19.44
Up to 72 months Up to 110% financing 6.74% $16.92

Rates reflect relationship loan discount pricing.

* Not all applicants will qualify for the lowest rate.

Personal Loans

Type Maximum Amount Terms Available APR Payment per $1,000
Personal Loan1 $25,000 Up to 72 months As low as 9.49%* $18.27
Debt Consolidation Loan2 $25,000 Up to 72 months As low as 10.24%* $18.65
CD Secured Loan3 n/a Up to 60 months 3.00% over the CD Dividend Rate $19.16
EasyCash Loan1 $7,500 Up to 12 months As low as 6.99% $86.52
Overdraft Protection $5,000 Revolving 11.99% n/a
TAP Personal Line of Credit4 $7,500 Revolving 13.25% n/a

1 Rates reflect relationship loan discount pricing.

2 Maximum of 50% of non-Evergreen Credit Union debt may be consolidated.

3 APR and cost per $1,000 dependent on the rate and term of the term certificate used to secure the loan.

4 Current APR of Prime + 5% (APR is adjusted monthly and based on the Wall Street Journal Prime. Max APR is 18%)

* Not all applicants will qualify for the lowest rate.

Share (Savings) Accounts - Personal & Business

Account Minimum Opening Deposit Dividend Rate APY
Share Savings $5 0.05% 0.05%
Sprout Savings $5 0.05% 0.05%
Secondary Share $0 0.05% 0.05%
Christmas Club Share $0 0.05% 0.05%
Business Share Savings $5 0.05% 0.05%

Share Draft (Checking) Accounts

Account Minimum to Open Dividend Rate APY
Rise High-Yield Checking - Transactions: Less than $750.00 $25 0.05% 0.05%
Rise High-Yield Checking - Transactions: $750 - $1,499.99 (Balances up to $10,000.00) $25 2.96% 3.00%
Rise High-Yield Checking - Transactions:$1,500 or more (Balances up to $10,000.00) $25 4.89% 5.00%
Rise High-Yield Checking - Balances over $10,000.00 $25 0.05% 0.05%

Snowmobiles / ATVs / Powered Watercraft (non-boat)

Terms Available Loan-to-Value APR as low as* Payment per $1,000
Up to 24 months Up to 110% financing 5.24% $43.98
Up to 48 months Up to 110% financing 5.74% $23.37
Up to 60 months Up to 110% financing 5.99% $19.33
Up to 72 Months Up to 110% financing 6.74% $16.92
Up to 84 Months Up to 110% financing 6.99% $15.09

Rates reflect relationship loan discount pricing.

* Not all applicants will qualify for the lowest rate.

Vehicle Loans

Terms Available Loan-to-Value* APR as low as** Payment per $1,000
Up to 24 months Up to 110% financing 3.74% $43.31
Up to 48 months Up to 110% financing 4.49% $22.80
Up to 60 months Up to 110% financing 4.49% $18.64
Up to 72 months Up to 110% financing 4.99% $16.10
Up to 84 months Up to 100% financing 5.24% $14.25

Rates reflect relationship loan discount pricing.

* Financing options may vary based on vehicle mileage.

** Not all applicants will qualify for the lowest rate.