Skip-a-Payment

Relief When You Need it

Need a little extra breathing room this month? Evergreen Credit Union's Skip-A-Payment program allows you to easily skip a monthly payment on eligible consumer loans for a low $12 processing fee.

Real estate loans, business loans, lines of credit, and credit cards do not qualify.

How to Request in Digital Banking:

  1. Log in to Digital Banking.
  2. Under the Transfers & Payments menu, select Skip-A-Payment.
  3. Select the loan you wish to skip from the Select Loan dropdown.
  4. Choose the account/share you would like to use to pay the $12 processing fee.
  5. Acknowledge the Skip-A-Payment Terms & Conditions.
  6. Submit and confirm your request.

Prefer to speak with someone? Call our Member Experience Center at (207) 221-5000 or visit our Contact Us page.

What you need to know:

  • Frequency: You may skip one months payment(s) per loan within a 12-month period.
  • Exclusions: Real Estate loans, Business loans, Lines of Credit, and Credit Cards are not eligible. (Business members experiencing hardship: Please contact your loan officer directly to discuss your options).
  • Eligibility: You must be in good standing1 with Evergreen Credit Union on all loan and deposit accounts. This offer is not available for a loan's very first monthly payment.
  • How it Works: Skipping a payment does not eliminate the payment; it simply extends the term of your loan by one month. Please note that interest will continue to accrue during the skipped month.

1Good Standing requires no past-due loans, positive account balances, and no past charge-offs or restrictions.