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Free Checking

1Skip-A-Payment – Interest will continue to accrue. To qualify, the loan must be current and in good standing. Not available on Mortgage Loans, Home Equity Loans, or Lines of Credit.

2Terms and conditions apply. New Evergreen CU account holder must meet standard account eligibility requirements, live or work in Cumberland, York, Sagadahoc, Oxford, Androscoggin or Lincoln counties, Maine, or have a relative who is currently a member. The ECU member who refers a new member must be in good standing with Evergreen CU. The current member will receive only one $50 reward, deposited into their primary savings account, per new qualified member who opens a new loan, or new checking account with either one direct deposit or 3 debit card transactions within 30 days. This offer subject to change without notice.

3Credit qualification is required.

4Earning rewards and discounts – If qualifications are met each monthly qualification cycle: (A) $0.12 will be earned on $12 or more debit card signature transactions (non-PIN) posted during qualification cycle and credited to account by the fifth business day each month; Pending or pre-authorized debit card transactions do not count toward the 12 required transactions to earn the reward until the month the final transaction posts to the account. ATM transactions are excluded. (B) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $12 and credited to account by the fifth business day each month; Transactions may take one or more banking days from the date transaction was made to post to and settle to an account. ATM transactions do not count towards qualifying debit card transactions. (C) "Monthly Cycle" means a period beginning on the first calendar day of the current statement cycle through the last calendar day of the current statement cycle.

5APY = Annual Percentage Yield. Each cycle an electronic statement is received. A qualification cycle closes on the 25th of each month and begins on the 26th of the previous month. Each cycle, 5% APY will be paid on balances of up to $10,000 with Evergreen debit and/or SunSelect credit card use of $1,500 or more. 3% APY will be paid on balances of up to $10,000 with Evergreen debit and/or SunSelect credit card use between $750 and $1,499.99, and 0.05% APY paid on all amounts above $10,000. Transactions must be credit (Non-PIN) based to apply towards balance total. If requirements are not met in a cycle, balances will earn 0.05% APY. Rates as of 11/1/2021. We may change the interest (dividend) rate at any time after the account is opened. Fees may reduce earnings.

6Early Pay is automatically eligible on all Evergreen deposit accounts.  Direct Deposit funds can be received early and up to 2 calendar days prior to scheduled availability.  Funds availability may vary depending on the employer’s time of submission to Evergreen CU. Early deposits are not guaranteed, nor can Evergreen assume any liability for direct deposits not made early.  All direct deposits originated outside of Evergreen CU are eligible.