Home Equity Loans & Lines

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A HELOC is smart money. Here's why:

• As the value of your home increases, so does your equity
• Low rate of Prime – 0.50% (currently 2.75% APR*) for life of line
• Access funds 24/7 when you need. Flexible repayment options
• Paydown high interest debt, such as a credit card or personal loan
• Use for home improvements, education, vacation, or emergencies

Already have an Evergreen HELOC? Access funds quickly:

Access via Online Banking

• Log into Online Banking
• Select “Transfer/Payment”
• Under “Make a Transfer”, select the “coming from” and “going to” accounts
• Enter Amount
• Select “Send Now, Scheduled Transfer, or Repeating Transfer” option
• Enter Memo (optional)
• Click “Transfer Now”  

Access via Mobile Banking

• Log into Mobile Banking
• Select “Transfer”
• Select “from account” and “to account”
• Enter Amount
• Select option to “Send Now or Scheduled Transfer”
• Click “Submit”

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• Current rates for short-term or one-time needs
• Existing equity in your home is used as collateral backing
• For new or refinanced mortgages
• Accommodating repayment terms
• Interest paid might be tax deductible¹
• Insurance options to protect your loan
• Fast decision-making and local servicing

¹Consult a tax advisor.