Home Equity Loans

Rates Calculators

Why pay more?

Prime - .50%




A HELOC is smart money. Here's why:

  • As the value of your home increases, so does your equity
  • Low rate of Prime – 0.50% (view current rate) for life of line*
  • Access funds 24/7 when you need. Flexible repayment options
  • NO annual fee
  • Paydown high interest debt, such as a credit card or personal loan
  • Use for home improvements, education, vacation, or emergencies

Already have an Evergreen HELOC? Access funds quickly:

Access via Online Banking

  • Log into Online Banking
  • Select “Transfer/Payment”
  • Under “Make a Transfer”, select the “coming from” and “going to” accounts
  • Enter Amount
  • Select “Send Now, Scheduled Transfer, or Repeating Transfer” option
  • Enter Memo (optional)
  • Click “Transfer Now”  

Access via Mobile Banking

  • Log into Mobile Banking
  • Select “Transfer”
  • Select “from account” and “to account”
  • Enter Amount
  • Select option to “Send Now or Scheduled Transfer”
  • Click “Submit”


  • Current rates for short-term or one-time needs
  • Existing equity in your home is used as collateral backing
  • For new or refinanced mortgages
  • Accommodating repayment terms
  • Interest paid might be tax deductible1
  • Insurance options to protect your loan
  • Fast decision-making and local servicing

1Consult a tax advisor.

Our NMLS# is 665447.

*APR = Annual Percentage Rate. APR is adjusted monthly and based on the Wall Street Journal Prime. Max APR is 18%. Minimum floor rate = 3.50% APR. Property insurance is required.

Buy, Refinance, and Check Rates

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