
Home Equity Lines of Credit (HELOC)
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A HELOC is smart money. Here's why:
- As the value of your home increases, so does your equity
- Low rate of Prime – 0.50% (view current rate) for life of line*
- Access funds 24/7 when you need. Flexible repayment options
- NO annual fee
- Paydown high interest debt, such as a credit card or personal loan
- Use for home improvements, education, vacation, or emergencies
Already have an Evergreen HELOC? Access funds quickly:
Access via Online Banking
- Log into Online Banking
- Select “Transfer/Payment”
- Under “Make a Transfer”, select the “coming from” and “going to” accounts
- Enter Amount
- Select “Send Now, Scheduled Transfer, or Repeating Transfer” option
- Enter Memo (optional)
- Click “Transfer Now”
Access via Mobile Banking
- Log into Mobile Banking
- Select “Transfer”
- Select “from account” and “to account”
- Enter Amount
- Select option to “Send Now or Scheduled Transfer”
- Click “Submit”
Home Equity Loans
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- Current rates for short-term or one-time needs
- Existing equity in your home is used as collateral backing
- For new or refinanced mortgages
- Accommodating repayment terms
- Interest paid might be tax deductible1
- Insurance options to protect your loan
- Fast decision-making and local servicing
1Consult a tax advisor.
Our NMLS# is 665447.
*APR = Annual Percentage Rate. APR is adjusted monthly and based on the Wall Street Journal Prime. Max APR is 18%. Minimum floor rate = 3.50% APR. Property insurance is required.