On Everyday Spending
- Earn $0.12 cash back on debit card and/or SunSelect Credit Card transactions (signature/credit based) of $12 or more
- ATM fee refunds up to $12 per calendar month if qualifications are met
- No monthly maintenance fees or minimum balance
Earn rewards during each monthly cycle1 when you do:
- 12 or more debit card and/or SunSelect Credit Card signature transactions (non-PIN) of any amount post to the account
- 1 Online Banking or Mobile Banking login
There is still no minimum balance or monthly fees if you do not meet the monthly qualifications. You can qualify next month!
- New! Early Pay - Receive your direct deposit up to 2 calendar days sooner than previously scheduled2
- Instant-issue debit card available
- Available to those 13 years of age or older3 (Parent/Legal Guardian required if under age 18)
- Make your banking life easier
- Get loan rate discounts with breeze4
- Low Fixed-Rate Credit Card available
- One free Skip-A-Payment per eligible loan, per calendar year5
- Earn $50 each time you refer family or friends to Evergreen6
- Free, unlimited check writing
- Overdraft protection loan7 and Courtesy Pay8 available
- Access Surcharge-free ATMs in Maine
- Nationwide Shared branching available
- Easily switch your bills and direct deposits to Evergreen
- Free Personal Financial Counseling
- Financial Education Online Tools
- Saver Certificate - Open with $25, and deposit any amount at any time, for up to 12 months. Certificate automatically renews every 12 months. Dividend rate is currently 0.15% APY9.
1Earning rewards and discounts – If qualifications are met each monthly qualification cycle: (A) $0.12 will be earned on $12 or more debit card and/or SunSelect signature transactions (non-PIN) posted during qualification cycle and credited to account by the fifth business day each month; Pending or pre-authorized card transactions do not count toward the 12 required transactions to earn the reward until the month the final transaction posts to the account. ATM transactions are excluded. (B) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $12 and credited to account by the fifth business day each month; Transactions may take one or more banking days from the date transaction was made to post to and settle to an account. ATM transactions do not count towards qualifying debit card transactions. (C) "Monthly Cycle" means a period beginning on the first calendar day of the current statement cycle through the last calendar day of the current statement cycle.
2 Early Pay is automatically eligible on all Evergreen deposit accounts. Direct Deposit funds can be received early and up to 2 calendar days prior to scheduled availability. Funds availability may vary depending on the employer’s time of submission to Evergreen CU. Early deposits are not guaranteed, nor can Evergreen assume any liability for direct deposits not made early. All direct deposits originated outside of Evergreen CU are eligible.
3 Minors under the age of 18 years old must have a parent or legal guardian as a joint owner on the account.
4 Discount only available on auto, recreation and personal loans.
5 Skip-A-Payment – Interest will continue to accrue. To qualify, the loan must be current and in good standing. Not available on Mortgage Loans, Home Equity Loans, or Lines of Credit.
6 Terms and conditions apply. New Evergreen CU account holder must meet standard account eligibility requirements, live or work in Cumberland County or York County, ME, or have a relative who is currently a member. The ECU member who refers a new member must be in good standing with Evergreen CU. The current member will receive only one $50 reward, deposited into their primary savings account, per new qualified member who opens a new loan, or new checking account with either one direct deposit or 3 debit card transactions within 30 days. This offer subject to change without notice.
7 Credit qualification is required. Not all applicants will qualify for the lowest rate. Not available to members 17 years old and under.
8 Not available to members 17 years old and under.
9 Early withdrawal subject to 180 day dividend penalty, whether earned or not. Rate as of 11/1/2021.