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Rates effective as of 11/09/2022. APY = Annual Percentage Yield. APR = Annual Percentage Rate.

Share (Savings) Accounts

Account Minimum Opening Deposit Dividend Rate APY
Primary Share Savings $5 0.05% 0.05%
Member's Choice $0 0.05% 0.05%
Sprout Savings $5 0.05% 0.05%
Secondary Share $0 0.05% 0.05%
Christmas Club Share $0 0.05% 0.05%
Business Share Savings $5 0.05% 0.05%

 

Share Draft (Checking) Accounts Learn More

Account Minimum to Open Dividend Rate APY
Rise High-Yield Checking - Trans: Less than $750.00 $25 0.05% 0.05%
Rise High-Yield Checking - Trans: $750 - $1,499.99 (Balances up to $10,000.00) $25 2.96% 3.00%
Rise High-Yield Checking - Trans:$1,500 or more (Balances up to $10,000.00) $25 4.89% 5.00%
Rise High-Yield Checking - Balances over $10,000.00 $25 0.05% 0.05%

 

Money Market Learn More

Deposit Dividend Rate APY
$2,500 - $14,999.99 0.35% 0.35%
$15,000 - $49,999.99 0.60% 0.60%
$50,000+ 0.80% 0.80%
IRA Money Market 0.35% 0.35%

 

Minimum to open & earn dividends is $2,500.00.

Fee Schedule

Apex Business Money Market Learn More

Deposit Dividend Rate APY
$2,500 - $24,999.99 0.35% 0.35%
$25,000 - $49,999.99 0.60% 0.60%
$50,000 - $99.999.99 0.75% 0.75%
$100,000 or more 0.85% 0.85%

 

Minimum to open & earn dividends is $2,500.00.

Fee Schedule

CDs / Share Certificates (Personal & Business) Learn More

Term Dividend Rate APY
Saver Certificate - 12 Months2 2.47% 2.50%
6 months1 1.25% 1.25%
12 months2 2.47% 2.50%
24 months3 2.81% 2.85%
36 months4 3.20% 3.25%
48 months4 3.35% 3.40%
60 months4 3.49% 3.55%

1 Early withdrawal subject to 90 day dividend penalty, whether earned or not.

2 Early withdrawal subject to 180 day dividend penalty, whether earned or not.

3 Early withdrawal subject to 365 day dividend penalty, whether earned or not.

4 Early withdrawal subject to 545 day dividend penalty, whether earned or not.

Fees may reduce earnings.

IRA Certificates Learn More

Term Dividend Rate APY
6 months1 1.25% 1.25%
12 months2 2.47% 2.50%
24 months3 2.81% 2.85%
36 months4 3.20% 3.25%
48 months4 3.35% 3.40%
60 months4 3.49% 3.55%

1 Early withdrawal subject to 90 day dividend penalty, whether earned or not.

2 Early withdrawal subject to 180 day dividend penalty, whether earned or not.

3 Early withdrawal subject to 365 day dividend penalty, whether earned or not.

4 Early withdrawal subject to 545 day dividend penalty, whether earned or not.

Fees may reduce earnings.

Credit Cards (Fixed Rate)* Learn More

Card APR** Payment per $1,000
SunSelect Credit Card As low as 7.99% n/a
SunSelect Secured Credit Card Currently 10.99% n/a
APEX Business Credit Card As low as 8.99% n/a

* Fee Information -

  • No Balance Transfer Fee or Annual Fee
  • Cash Advance Fee: $5.00 or 3.00% of the amount of each cash advance, whichever is greater (Maximum Fee: $30.00).
  • Foreign Transaction Fee: 1.00% of each transaction in U.S. dollars.
  • Late Payment Fee: $25.00 or the amount of the required minimum payment, whichever is less.
  • Returned Payment Fee: $15.00 or the amount of the required minimum payment, whichever is less.

** Not all applicants will qualify for the lowest rate.

Vehicle Loans Learn More

Terms Available Loan-to-Value* APR as low as** Payment per $1,000
Up to 24 months Up to 110% financing 2.99% $42.98
Up to 48 months Up to 110% financing 4.49% $22.80
Up to 60 months Up to 110% financing 4.49% $18.64
Up to 72 months Up to 100% financing 5.24% $16.22
Up to 84 months Up to 100% financing 5.49% $14.37

 

Rates reflect relationship loan discount pricing.

*Financing options may vary based on vehicle mileage.

**Not all applicants will qualify for the lowest rate.

1st Time Auto Loans Learn More

Terms Available Loan-to-Value* APR as low as** Payment per $1,000
Up to 24 months Up to 100% financing 4.99% $43.87
Up to 60 months Up to 100% financing 6.49% $19.56

Rates reflect relationship loan discount pricing.

*Financing options may vary based on vehicle mileage.

**Not all applicants will qualify for the lowest rate.

Snowmobiles / ATVs / Powered Watercraft (non-boat) Learn More

Terms Available Loan-to-Value APR as low as* Payment per $1,000
Up to 24 months Up to 110% financing 4.74% $43.76
Up to 48 months Up to 110% financing 5.24% $23.14
Up to 60 months Up to 110% financing 5.49% $19.10
Up to 72 Months Up to 110% financing 6.24% $16.69
Up to 84 Months Up to 110% financing 6.49% $14.84

Rates reflect relationship loan discount pricing.

* Not all applicants will qualify for the lowest rate.

Motorcycles Learn More

Terms Available Loan-to-Value APR as low as* Payment per $1,000
Up to 24 months Up to 110% financing 4.74% $43.76
Up to 48 months Up to 110% financing 5.24% $23.14
Up to 60 months Up to 110% financing 5.49% $19.10
Up to 72 months Up to 110% financing 6.24% $16.69

Rates reflect relationship loan discount pricing.

* Not all applicants will qualify for the lowest rate.

Boats / Campers / RVs / Large Tractors Learn More

Terms Available Loan-to-Value APR as low as* Payment per $1,000
Up to 60 months Up to 100% financing 5.49% $19.10
Up to 84 months Up to 100% financing 6.49% $14.84
Up to 120 months Up to 100% financing 6.74% $11.48
Up to 144 months Up to 100% financing 6.99% $10.28
Up to 180 months Up to 100% financing 6.99% $8.98

Rates reflect relationship loan discount pricing.

* Not all applicants will qualify for the lowest rate.

Personal Loans

Type Maximum Amount Terms Available APR Payment per $1,000
Personal Loan1 $25,000 Up to 72 months As low as 8.74%* $17.90
Debt Consolidation Loan2 $25,000 Up to 72 months As low as 9.49%* $18.27
CD Secured Loan3 n/a Up to 60 months 3.00% over the CD Dividend Rate $19.16
EasyCash Loan1 $7,500 Up to 12 months As low as 6.99% $86.52
Overdraft Protection $5,000 Revolving 11.99% n/a
TAP Personal Line of Credit4 $7,500 Revolving 12.00% n/a

1 Rates reflect relationship loan discount pricing.

2 Maximum of 50% of non-Evergreen Credit Union debt may be consolidated.

3 APR and cost per $1,000 dependent on the rate and term of the term certificate used to secure the loan.

4 Current APR of Prime + 5% (APR is adjusted monthly and based on the Wall Street Journal Prime. Max APR is 18%)

* Not all applicants will qualify for the lowest rate.

Home Improvement Loans Learn More

Loan Type Maximum Financing APR as low as* Payment per $1,000
Home Improvement Loans6 $25,000, up to 96 months 7.99% $14.13

6 Rates reflect relationship loan discount pricing and Eco-Friendly qualified loan discount.

* Not all applicants will qualify for the lowest rate.

Home Equity Loans/Lines Learn More

Maximum Term / Type Loan-to-Value APR Payment per $1,000
Up to 60 months 80% 5.50% $19.10
Up to 60 months 85% 6.00% $19.33
Up to 60 months 90% 6.50% $19.57
Up to 120 months 80% 6.25% $11.23
Up to 120 months 85% 6.50% $11.35
Up to 180 months 80% 6.50% $8.71
Home Equity Line of Credit5 Up to 85% loan-to-value 6.50% n/a

5 APR is adjusted monthly and based on the Wall Street Journal Prime. Max APR is 18%. Minimum floor rate = 3.50% APR. Property insurance is required.