1Rates effective as of 8/2/2019. APY = Annual Percentage Yield. APR = Annual Percentage Rate. All rates subject to change without notice. Foreign transaction fees may apply.
Share (Savings) Accounts
| Account | Minimum Opening Deposit | Dividend Rate | APY |
|---|---|---|---|
| Primary Share Savings | $25 | 0.05% | 0.05% |
| breeze rewards Primary Share | $25 | 0.05% | 0.05% |
| Member's Choice | $0 | 0.05% | 0.05% |
| Sprout Savings | $5* | 0.05% | 0.05% |
| Secondary Share | $0 | 0.05% | 0.05% |
| Christmas Club Share | $0 | 0.05% | 0.05% |
| Business Share Savings | $25 | 0.05% | 0.05% |
Minimum to open & earn dividends is $2,500.00.
Money MarketLearn More
| Deposit | Dividend Rate | APY |
|---|---|---|
| $2,500 - $14,999.99 | 0.05% | 0.05% |
| $15,000 - $49,999.99 | 0.10% | 0.10% |
| $50,000+ | 0.20% | 0.20% |
| IRA Money Market | 0.05% | 0.05% |
Minimum to open & earn dividends is $2,500.00.
Apex Business Money MarketLearn More
| Deposit | Dividend Rate | APY |
|---|---|---|
| $2,500 - $24,999.99 | 0.50% | 0.50% |
| $25,000 - $49,999.99 | 1.00% | 1.01% |
| $50,000 - $99.999.99 | 1.50% | 1.51% |
| $100,000 or more | 2.00% | 2.02% |
Minimum to open & earn dividends is $2,500.00.
Share CertificatesLearn More
| Term | Dividend Rate | APY |
|---|---|---|
| 6 month1 | 0.75% | 0.75% |
| 12 months2 | 1.00% | 1.01% |
| 24 months3 | 2.23% | 2.25% |
| 36 months4 | 2.28% | 2.30% |
| 48 months4 | 2.38% | 2.40% |
| 60 months4 | 2.48% | 2.50% |
1 Early withdrawal subject to 90 day dividend penalty, whether earned or not.
2 Early withdrawal subject to 180 day dividend penalty, whether earned or not.
3Early withdrawal subject to 365 day dividend penalty, whether earned or not.
4Early withdrawal subject to 545 day dividend penalty, whether earned or not.
Fees may reduce earnings.
IRA CertificatesLearn More
| Term | Dividend Rate | APY |
|---|---|---|
| 6 month1 | 0.75% | 0.75% |
| 12 months2 | 1.00% | 1.01% |
| 24 months3 | 2.23% | 2.25% |
| 36 months4 | 2.28% | 2.30% |
| 48 months4 | 2.38% | 2.40% |
| 60 months4 | 2.48% | 2.50% |
1 Early withdrawal subject to 90 day dividend penalty, whether earned or not.
2 Early withdrawal subject to 180 day dividend penalty, whether earned or not.
3Early withdrawal subject to 365 day dividend penalty, whether earned or not.
4Early withdrawal subject to 545 day dividend penalty, whether earned or not.
Fees may reduce earnings.
Credit Cards (Fixed Rate)*Learn More
| Card | APR** | Payment per $1,000 |
|---|---|---|
| SunSelect Credit Card | As low as 7.99% | n/a |
| SunSelect Secured Credit Card | Currently 10.99% | n/a |
| APEX Business Credit Card | As low as 8.99% | n/a |
* Foreign transaction fees will apply.
** Not all applicants will qualify for the lowest rate.
Vehicle LoansLearn More
| Terms Available | Loan-to-Value | APR as low as* | Payment per $1,000 |
|---|---|---|---|
| Up to 24 months | Up to 110% financing (vehicles < 5,000 miles) | 1.75% | $42.43 |
| Up to 48 months | Up to 110% financing (vehicles < 5,000 miles) | 2.00% | $21.70 |
| Up to 60 months | Up to 110% financing (vehicles < 5,000 miles) | 2.50% | $17.75 |
| Up to 72 months | Up to 100% financing (vehicles < 30,000 miles) | 3.74% | $15.53 |
| Up to 84 months | Up to 100% financing (vehicles < 30,000 miles) | 4.24% | $13.78 |
1st Time Auto Loans
| Terms Available | Loan-to-Value | APR as low as* | Payment per $1,000 |
|---|---|---|---|
| Up to 24 months | Up to 100% financing (vehicles < 5,000 miles) | 3.75% | $43.31 |
| Up to 48 months | 100% financing (vehicles < 5,000 miles) | 4.00% | $22.58 |
Rates reflect relationship loan discount pricing & reflects Eco-Friendly qualified loan discount.
* Not all applicants will qualify for the lowest rate.
Snowmobiles / ATVs / Powered Watercraft (non-boat)Learn More
| Terms Available | Loan-to-Value | APR as low as* | Payment per $1,000 |
|---|---|---|---|
| Up to 24 months | Up to 100% financing | 3.74% | $43.31 |
| Up to 48 months | Up to 100% financing | 4.00% | $22.58 |
| Up to 60 months | Up to 100% financing | 5.00% | $18.87 |
Rates reflect relationship loan discount pricing.
* Not all applicants will qualify for the lowest rate.
MotorcyclesLearn More
| Terms Available | Loan-to-Value | APR as low as* | Payment per $1,000 |
|---|---|---|---|
| Up to 24 months | Up to 110% financing | 3.49% | $43.20 |
| Up to 60 months | Up to 110% financing | 3.99% | $18.41 |
Rates reflect relationship loan discount pricing.
* Not all applicants will qualify for the lowest rate.
Boats / Campers / RVsLearn More
| Terms Available | Loan-to-Value | APR as low as* | Payment per $1,000 |
|---|---|---|---|
| Up to 60 months | Up to 100% financing | 3.74% | $18.30 |
| Up to 84 months | Up to 100% financing | 4.74% | $14.01 |
| Up to 120 months | Up to 100% financing | 5.50% | $10.85 |
| Up to 144 months | Up to 100% financing | 6.00% | $9.76 |
| Up to 180 months | Up to 100% financing | 7.24% | $9.12 |
Rates reflect relationship loan discount pricing.
* Not all applicants will qualify for the lowest rate.
Personal Loans
| Type | Maximum Amount | Terms Available | APR as low as* | Payment per $1,000 |
|---|---|---|---|---|
| Personal Loan1 | $25,000 | Up to 72 months | 8.49% | $17.77 |
| Debt Consolidation Loan2 | $25,0002 | Up to 72 months | 12.49% | $19.81 |
| CD Secured Loan3 | n/a | Up to 60 months | 3.00% over the CD Dividend Rate | $18.75 |
| EasyCash Loan1 | $7,500 | Up to 12 months | 6.49% | $86.29 |
| Overdraft Protection | $5,000 | Revolving | 16.99% | n/a |
| TAP Personal Line of Credit4 | $7,500 | Revolving | 10.50% | n/a |
1 Rates reflect relationship loan discount pricing.
2 Maximum of 50% of non-Evergreen Credit Union debt may be consolidated.
3 APR and cost per $1,000 dependent on the rate and term of the term certificate used to secure the loan.
4 Current APR of Prime + 5% (APR is adjusted monthly and based on the Wall Street Journal Prime. Max APR is 18%)
* Not all applicants will qualify for the lowest rate.
Home Equity Loans/LinesLearn More
| Maximum Term / Type | Loan-to-Value | APR* | Payment per $1,000 |
|---|---|---|---|
| Up to 60 months | 80% | 3.99% | $18.41 |
| Up to 60 months | 85% | 4.49% | $18.64 |
| Up to 60 months | 90% | 4.74% | $18.75 |
| Up to 120 months | 80% | 4.99% | $10.60 |
| Up to 120 months | 85% | 5.49% | $10.85 |
| Up to 180 months | 80% | 5.49% | $8.17 |
| Home Equity Line of Credit5 | 85% loan-to-value | 5.25% | n/a |
Property valuation or appraisal closing costs may range from $175-625 (depending on property type).
5 APR is adjusted monthly and based on the Wall Street Journal Prime. Max APR is 18%. Minimum floor rate = 3.25% APR. Property valuation or appraisal closing costs may range from $175-625 (depending on property type). Property insurance is required.
* Not all applicants will qualify for the lowest rate.
Home Improvement LoansLearn More
| Loan Type | Maximum Financing | APR as low as* | Payment per $1,000 |
|---|---|---|---|
| Home Improvement Loans6 | $25,000, up to 96 months | 7.24% | $13.75 |
6 Rates reflect relationship loan discount pricing and Eco-Friendly qualified loan discount.
* Not all applicants will qualify for the lowest rate.