Switch to our low fixed rate credit card. No balance transfer or annual fees.

1Rates effective as of 7/17/2019.  APY = Annual Percentage Yield. APR = Annual Percentage Rate. All rates subject to change without notice. Foreign transaction fees may apply.

Share (Savings) Accounts

Account Minimum Opening Deposit Dividend Rate APY
Primary Share Savings $25 0.05% 0.05%
breeze rewards Primary Share $25 0.05% 0.05%
Member's Choice $0 0.05% 0.05%
Sprout Savings $5* 0.05% 0.05%
Secondary Share $0 0.05% 0.05%
Christmas Club Share $0 0.05% 0.05%
Business Share Savings $25 0.05% 0.05%

Minimum to open & earn dividends is $2,500.00.

Fee Schedule

Money MarketLearn More

Deposit Dividend Rate APY
$2,500 - $14,999.99 0.05% 0.05%
$15,000 - $49,999.99 0.10% 0.10%
$50,000+ 0.20% 0.20%
IRA Money Market 0.05% 0.05%

Minimum to open & earn dividends is $2,500.00.

Fee Schedule

Apex Business Money MarketLearn More

Deposit Dividend Rate APY
$2,500 - $24,999.99 0.50% 0.50%
$25,000 - $49,999.99 1.00% 1.01%
$50,000 - $99.999.99 1.50% 1.51%
$100,000 or more 2.00% 2.02%

Minimum to open & earn dividends is $2,500.00.

Fee Schedule

Share CertificatesLearn More

Term Dividend Rate APY
6 month1 0.75% 0.75%
12 months2 1.00% 1.01%
24 months3 2.23% 2.25%
36 months4 2.48% 2.50%
48 months4 2.58% 2.60%
60 months4 2.72% 2.75%
48 months4JUMBO ($50,000 or more) 2.72% 2.75%
60 months4 JUMBO ($50,000 or more) 3.00% 3.04%

 

1 Early withdrawal subject to 90 day dividend penalty, whether earned or not.

2 Early withdrawal subject to 180 day dividend penalty, whether earned or not.

3Early withdrawal subject to 365 day dividend penalty, whether earned or not.

4Early withdrawal subject to 545 day dividend penalty, whether earned or not.

Fees may reduce earnings.

IRA CertificatesLearn More

Term Dividend Rate APY
6 month1 0.75% 0.75%
12 months2 1.00% 1.01%
24 months3 2.23% 2.25%
36 months4 2.48% 2.50%
48 months4 2.58% 2.60%
60 months4 2.72% 2.75%
48 months4 JUMBO ($50,000 or more) 2.72% 2.75%
60 months4 JUMBO ($50,000 or more) 3.00% 3.04%

 

1 Early withdrawal subject to 90 day dividend penalty, whether earned or not.

2 Early withdrawal subject to 180 day dividend penalty, whether earned or not.

3Early withdrawal subject to 365 day dividend penalty, whether earned or not.

4Early withdrawal subject to 545 day dividend penalty, whether earned or not.

Fees may reduce earnings.

Credit Cards (Fixed Rate)*Learn More

Card APR** Payment per $1,000
SunSelect Credit Card As low as 7.99%  n/a
SunSelect Secured Credit Card Currently 10.99% n/a
APEX Business Credit Card As low as 8.99% n/a

 

* Foreign transaction fees will apply.

** Not all applicants will qualify for the lowest rate.

Vehicle LoansLearn More

Terms Available Loan-to-Value APR as low as* Payment per $1,000
Up to 24 months Up to 110% financing (vehicles < 5,000 miles) 1.75% $42.43
Up to 48 months Up to 110% financing (vehicles < 5,000 miles) 2.00% $21.70
Up to 60 months Up to 110% financing (vehicles < 5,000 miles) 2.50% $17.75
Up to 72 months Up to 100% financing (vehicles < 30,000 miles) 3.74% $15.53
Up to 84 months Up to 100% financing (vehicles < 30,000 miles) 4.24% $13.78

1st Time Auto Loans

Terms Available Loan-to-Value APR as low as* Payment per $1,000
Up to 24 months Up to 100% financing (vehicles < 5,000 miles) 3.75% $43.31
Up to 48 months 100% financing (vechiles < 5,000 miles) 4.00% $22.58

 

Rates reflect relationship loan discount pricing & reflects Eco-Friendly qualified loan discount.

* Not all applicants will qualify for the lowest rate.

Snowmobiles / ATVs / Powered Watercraft (non-boat)Learn More

Terms Available Loan-to-Value APR as low as* Payment per $1,000
Up to 24 months Up to 100% financing 3.74% $43.31
Up to 48 months Up to 100% financing 4.00% $22.58
Up to 60 months Up to 100% financing 5.00% $18.87

Rates reflect relationship loan discount pricing.

* Not all applicants will qualify for the lowest rate.

MotorcyclesLearn More

Terms Available Loan-to-Value APR as low as* Payment per $1,000
Up to 24 months Up to 110% financing 3.49% $43.20
Up to 60 months Up to 110% financing 3.99% $18.41

Rates reflect relationship loan discount pricing.

* Not all applicants will qualify for the lowest rate.

Boats / Campers / RVsLearn More

Terms Available Loan-to-Value APR as low as* Payment per $1,000
Up to 60 months Up to 100% financing 3.74% $18.30
Up to 84 months Up to 100% financing 4.74% $14.01
Up to 120 months Up to 100% financing 5.50% $10.85
Up to 144 months Up to 100% financing 6.00% $9.76
Up to 180 months Up to 100% financing 7.24% $9.12

 

Rates reflect relationship loan discount pricing.

* Not all applicants will qualify for the lowest rate.

Personal Loans

Type Maximum Amount Terms Available APR as low as* Payment per $1,000
Personal Loan1 $25,000 Up to 72 months 8.49% $17.77
Debt Consolidation Loan2 $25,0002 Up to 72 months 12.49% $19.81
CD Secured Loan3 n/a Up to 60 months 3.00% over the CD Dividend Rate $18.75
EasyCash Loan1 $7,500 Up to 12 months 6.49% $86.29
Overdraft Protection $5,000 Revolving 16.99% n/a
TAP Personal Line of Credit4 $7,500 Revolving 10.50% n/a

 

1 Rates reflect relationship loan discount pricing.

2 Maximum of 50% of non-Evergreen Credit Union debt may be consolidated.

3 APR and cost per $1,000 dependent on the rate and term of the term certificate used to secure the loan.

4 Current APR of Prime + 5% (APR is adjusted monthly and based on the Wall Street Journal Prime.  Max APR is 18%)

* Not all applicants will qualify for the lowest rate.

Home Equity Loans/LinesLearn More

Maximum Term / Type Loan-to-Value APR* Payment per $1,000
Up to 60 months 80% 3.99% $18.41
Up to 60 months 85% 4.49% $18.64
Up to 60 months 90% 4.74% $18.75
Up to 120 months 80% 4.99% $10.60
Up to 120 months 85% 5.49% $10.85
Up to 180 months 80% 5.49% $8.17
Home Equity Line of Credit5 85% loan-to-value 5.50% n/a

 

Property valuation or appraisal closing costs may range from $175-625 (depending on property type).

5 APR is adjusted monthly and based on the Wall Street Journal Prime. Max APR is 18%. Minimum floor rate = 3.25% APR. Property valuation or appraisal closing costs may range from $175-625 (depending on property type).  Property insurance is required.

* Not all applicants will qualify for the lowest rate.

Home Improvement LoansLearn More

Loan Type Maximum Financing APR as low as* Payment per $1,000
Home Improvement Loans6 $25,000, up to 96 months 7.24% $13.75

 

6 Rates reflect relationship loan discount pricing and Eco-Friendly qualified loan discount.

* Not all applicants will qualify for the lowest rate.