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1Rates effective as of 8/24/2021. APY = Annual Percentage Yield. APR = Annual Percentage Rate. All rates subject to change without notice. Foreign transaction fees may apply.

Share (Savings) Accounts

Account Minimum Opening Deposit Dividend Rate APY
Primary Share Savings $25 0.03% 0.03%
Breeze Rewards Primary Share $25 0.03% 0.03%
Member's Choice $0 0.03% 0.03%
Sprout Savings $5* 0.03% 0.03%
Secondary Share $0 0.03% 0.03%
Christmas Club Share $0 0.03% 0.03%
Business Share Savings $25 0.03% 0.03%

Share Draft (Checking) Accounts Learn More

Account Dividend Rate APY
Rise High-Yield Checking 4.89% 5.00%
Rise High-Yield Checking 2.95% 3.00%

Money Market Learn More

Deposit Dividend Rate APY
$2,500 - $14,999.99 0.03% 0.03%
$15,000 - $49,999.99 0.05% 0.05%
$50,000+ 0.10% 0.10%
IRA Money Market 0.03% 0.03%

Minimum to open & earn dividends is $2,500.00.

Fee Schedule

Apex Business Money Market Learn More

Deposit Dividend Rate APY
$2,500 - $24,999.99 0.05% 0.05%
$25,000 - $49,999.99 0.10% 0.10%
$50,000 - $99.999.99 0.12% 0.12%
$100,000 or more 0.15% 0.15%

Minimum to open & earn dividends is $2,500.00.

Fee Schedule

Share Certificates (Personal & Business) Learn More

Term Dividend Rate APY
Saver Certificate - 12 Months2 0.15% 0.15%
6 months1 0.10% 0.10%
12 months2 0.15% 0.15%
24 months3 0.20% 0.20%
36 months4 0.25% 0.25%
48 months4 0.30% 0.30%
60 months4 0.35% 0.35%

1 Early withdrawal subject to 90 day dividend penalty, whether earned or not.

2 Early withdrawal subject to 180 day dividend penalty, whether earned or not.

3 Early withdrawal subject to 365 day dividend penalty, whether earned or not.

4 Early withdrawal subject to 545 day dividend penalty, whether earned or not.

Fees may reduce earnings.

IRA Certificates Learn More

Term Dividend Rate APY
6 months1 0.10% 0.10%
12 months2 0.15% 0.15%
24 months3 0.20% 0.20%
36 months4 0.25% 0.25%
48 months4 0.30% 0.30%
60 months4 0.35% 0.35%

1 Early withdrawal subject to 90 day dividend penalty, whether earned or not.

2 Early withdrawal subject to 180 day dividend penalty, whether earned or not.

3 Early withdrawal subject to 365 day dividend penalty, whether earned or not.

4 Early withdrawal subject to 545 day dividend penalty, whether earned or not.

Fees may reduce earnings.

Credit Cards (Fixed Rate)* Learn More

Card APR** Payment per $1,000
SunSelect Credit Card As low as 7.99% n/a
SunSelect Secured Credit Card Currently 10.99% n/a
APEX Business Credit Card As low as 8.99% n/a

* Foreign transaction fees will apply.

** Not all applicants will qualify for the lowest rate.

Vehicle Loans Learn More

Terms Available Loan-to-Value APR as low as* Payment per $1,000
Up to 24 months Up to 110% financing (vehicles < 5,000 miles) 1.75% $42.43
Up to 48 months Up to 110% financing (vehicles < 5,000 miles) 1.75% $21.59
Up to 60 months Up to 110% financing (vehicles < 5,000 miles) 1.75% $17.42
Up to 72 months Up to 100% financing (vehicles < 30,000 miles) 2.49% $14.97
Up to 84 months Up to 100% financing (vehicles < 30,000 miles) 2.74% $13.10

Rates reflect relationship loan discount pricing & reflects Eco-Friendly qualified loan discount.

* Not all applicants will qualify for the lowest rate.

1st Time Auto Loans Learn More

Terms Available Loan-to-Value APR as low as* Payment per $1,000
Up to 24 months Up to 100% financing (vehicles < 5,000 miles) 3.75% $43.31
Up to 60 months Up to 100% financing (vehicles < 5,000 miles) 4.00% $18.42

Rates reflect relationship loan discount pricing & reflects Eco-Friendly qualified loan discount.

* Not all applicants will qualify for the lowest rate.

Snowmobiles / ATVs / Powered Watercraft (non-boat) Learn More

Terms Available Loan-to-Value APR as low as* Payment per $1,000
Up to 24 months Up to 100% financing 3.74% $43.31
Up to 48 months Up to 100% financing 4.00% $22.58
Up to 60 months Up to 100% financing 5.00% $18.87
Up to 72 Months Up to 100% financing 5.49% $16.33
Up to 84 Months Up to 100% financing 5.99% $14.60

Rates reflect relationship loan discount pricing.

* Not all applicants will qualify for the lowest rate.

Motorcycles Learn More

Terms Available Loan-to-Value APR as low as* Payment per $1,000
Up to 24 months Up to 110% financing 3.49% $43.20
Up to 60 months Up to 110% financing 3.99% $18.41

Rates reflect relationship loan discount pricing.

* Not all applicants will qualify for the lowest rate.

Boats / Campers / RVs / Large Tractors Learn More

Terms Available Loan-to-Value APR as low as* Payment per $1,000
Up to 60 months Up to 100% financing 3.74% $18.30
Up to 84 months Up to 100% financing 3.74% $13.55
Up to 120 months Up to 100% financing 4.24% $10.24
Up to 144 months Up to 100% financing 4.74% $9.12
Up to 180 months Up to 100% financing 5.24% $8.03

Rates reflect relationship loan discount pricing.

* Not all applicants will qualify for the lowest rate.

Personal Loans

Type Maximum Amount Terms Available APR Payment per $1,000
Personal Loan1 $25,000 Up to 72 months As low as 6.49%* $16.81
Debt Consolidation Loan2 $25,000 Up to 72 months As low as 7.49%* $17.29
CD Secured Loan3 n/a Up to 60 months 3.00% over the CD Dividend Rate $18.75
EasyCash Loan1 $7,500 Up to 12 months As low as 4.99% $85.60
Overdraft Protection $5,000 Revolving 11.99% n/a
TAP Personal Line of Credit4 $7,500 Revolving 8.25% n/a

1 Rates reflect relationship loan discount pricing.

2 Maximum of 50% of non-Evergreen Credit Union debt may be consolidated.

3 APR and cost per $1,000 dependent on the rate and term of the term certificate used to secure the loan.

4 Current APR of Prime + 5% (APR is adjusted monthly and based on the Wall Street Journal Prime. Max APR is 18%)

* Not all applicants will qualify for the lowest rate.

Home Equity Loans/Lines Learn More

Maximum Term / Type Loan-to-Value APR Payment per $1,000
Up to 60 months 80% 2.75% $17.86
Up to 60 months 85% 3.74% $18.30
Up to 60 months 90% 3.99% $18.41
Up to 120 months 80% 3.24% $9.77
Up to 120 months 85% 3.99% $10.12
Up to 180 months 80% 3.49% $7.14
Home Equity Line of Credit5 85% loan-to-value 2.75% n/a

5 APR is adjusted monthly and based on the Wall Street Journal Prime. Max APR is 18%. Minimum floor rate = 2.75% APR. Property insurance is required.

Home Improvement Loans Learn More

Loan Type Maximum Financing APR as low as* Payment per $1,000
Home Improvement Loans6 $25,000, up to 96 months 6.49% $13.38

6 Rates reflect relationship loan discount pricing and Eco-Friendly qualified loan discount.

* Not all applicants will qualify for the lowest rate.