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1Rates effective as of 4/10/2020. APY = Annual Percentage Yield. APR = Annual Percentage Rate. All rates subject to change without notice. Foreign transaction fees may apply.

Share (Savings) Accounts

Account Minimum Opening Deposit Dividend Rate APY
Primary Share Savings $25 0.05% 0.05%
Breeze Rewards Primary Share $25 0.05% 0.05%
Member's Choice $0 0.05% 0.05%
Sprout Savings $5* 0.05% 0.05%
Secondary Share $0 0.05% 0.05%
Christmas Club Share $0 0.05% 0.05%
Business Share Savings $25 0.05% 0.05%

Share Draft (Checking) Accounts Learn More

Account Dividend Rate APY
Rise High-Yield Checking 4.89% 5.00%
Rise High-Yield Checking 2.95% 3.00%

Money Market Learn More

Deposit Dividend Rate APY
$2,500 - $14,999.99 0.05% 0.05%
$15,000 - $49,999.99 0.10% 0.10%
$50,000+ 0.20% 0.20%
IRA Money Market 0.05% 0.05%

Minimum to open & earn dividends is $2,500.00.

Fee Schedule

Apex Business Money Market Learn More

Deposit Dividend Rate APY
$2,500 - $24,999.99 0.10% 0.10%
$25,000 - $49,999.99 0.20% 0.20%
$50,000 - $99.999.99 0.40% 0.40%
$100,000 or more 0.50% 0.50%

Minimum to open & earn dividends is $2,500.00.

Fee Schedule

Share Certificates (Personal & Business) Learn More

Term Dividend Rate APY
Rise Saver - 12 Months2 0.50% 0.50%
6 months1 0.25% 0.25%
12 months2 0.50% 0.50%
24 months3 0.65% 0.65%
36 months4 0.75% 0.75%
48 months4 0.90% 0.90%
60 months4 1.00% 1.00%

1 Early withdrawal subject to 90 day dividend penalty, whether earned or not.

2 Early withdrawal subject to 180 day dividend penalty, whether earned or not.

3 Early withdrawal subject to 365 day dividend penalty, whether earned or not.

4 Early withdrawal subject to 545 day dividend penalty, whether earned or not.

Fees may reduce earnings.

IRA Certificates Learn More

Term Dividend Rate APY
6 months1 0.25% 0.25%
12 months2 0.50% 0.50%
24 months3 0.65% 0.65%
36 months4 0.75% 0.75%
48 months4 0.90% 0.90%
60 months4 1.00% 1.00%

1 Early withdrawal subject to 90 day dividend penalty, whether earned or not.

2 Early withdrawal subject to 180 day dividend penalty, whether earned or not.

3 Early withdrawal subject to 365 day dividend penalty, whether earned or not.

4 Early withdrawal subject to 545 day dividend penalty, whether earned or not.

Fees may reduce earnings.

Credit Cards (Fixed Rate)* Learn More

Card APR** Payment per $1,000
SunSelect Credit Card As low as 7.99% n/a
SunSelect Secured Credit Card Currently 10.99% n/a
APEX Business Credit Card As low as 8.99% n/a

* Foreign transaction fees will apply.

** Not all applicants will qualify for the lowest rate.

Vehicle Loans Learn More

Terms Available Loan-to-Value APR as low as* Payment per $1,000
Up to 24 months Up to 110% financing (vehicles < 5,000 miles) 1.75% $42.43
Up to 48 months Up to 110% financing (vehicles < 5,000 miles) 2.00% $21.70
Up to 60 months Up to 110% financing (vehicles < 5,000 miles) 2.50% $17.75
Up to 72 months Up to 100% financing (vehicles < 30,000 miles) 3.74% $15.53
Up to 84 months Up to 100% financing (vehicles < 30,000 miles) 4.24% $13.78

Rates reflect relationship loan discount pricing & reflects Eco-Friendly qualified loan discount.

* Not all applicants will qualify for the lowest rate.

1st Time Auto Loans Learn More

Terms Available Loan-to-Value APR as low as* Payment per $1,000
Up to 24 months Up to 100% financing (vehicles < 5,000 miles) 3.75% $43.31
Up to 48 months 100% financing (vehicles < 5,000 miles) 4.00% $22.58

Rates reflect relationship loan discount pricing & reflects Eco-Friendly qualified loan discount.

* Not all applicants will qualify for the lowest rate.

Snowmobiles / ATVs / Powered Watercraft (non-boat) Learn More

Terms Available Loan-to-Value APR as low as* Payment per $1,000
Up to 24 months Up to 100% financing 3.74% $43.31
Up to 48 months Up to 100% financing 4.00% $22.58
Up to 60 months Up to 100% financing 5.00% $18.87

Rates reflect relationship loan discount pricing.

* Not all applicants will qualify for the lowest rate.

Motorcycles Learn More

Terms Available Loan-to-Value APR as low as* Payment per $1,000
Up to 24 months Up to 110% financing 3.49% $43.20
Up to 60 months Up to 110% financing 3.99% $18.41

Rates reflect relationship loan discount pricing.

* Not all applicants will qualify for the lowest rate.

Boats / Campers / RVs Learn More

Terms Available Loan-to-Value APR as low as* Payment per $1,000
Up to 60 months Up to 100% financing 3.74% $18.30
Up to 84 months Up to 100% financing 4.74% $14.01
Up to 120 months Up to 100% financing 5.50% $10.85
Up to 144 months Up to 100% financing 6.00% $9.76
Up to 180 months Up to 100% financing 7.24% $9.12

Rates reflect relationship loan discount pricing.

* Not all applicants will qualify for the lowest rate.

Personal Loans

Type Maximum Amount Terms Available APR as low as* Payment per $1,000
Personal Loan1 $25,000 Up to 72 months 8.49% $17.77
Debt Consolidation Loan2 $25,0002 Up to 72 months 12.49% $19.81
CD Secured Loan3 n/a Up to 60 months 3.00% over the CD Dividend Rate $18.75
EasyCash Loan1 $7,500 Up to 24 months 3.99% $43.42
Overdraft Protection $5,000 Revolving 16.99% n/a
TAP Personal Line of Credit4 $7,500 Revolving 8.25% n/a

1 Rates reflect relationship loan discount pricing.

2 Maximum of 50% of non-Evergreen Credit Union debt may be consolidated.

3 APR and cost per $1,000 dependent on the rate and term of the term certificate used to secure the loan.

4 Current APR of Prime + 5% (APR is adjusted monthly and based on the Wall Street Journal Prime. Max APR is 18%)

* Not all applicants will qualify for the lowest rate.

Home Equity Loans/Lines Learn More

Maximum Term / Type Loan-to-Value APR* Payment per $1,000
Up to 60 months 80% 3.99% $18.41
Up to 60 months 85% 4.49% $18.64
Up to 60 months 90% 4.74% $18.75
Up to 120 months 80% 4.49% $10.60
Up to 120 months 85% 4.99% $10.85
Up to 180 months 80% 4.99% $8.17
Home Equity Line of Credit5 85% loan-to-value 3.25% n/a

5 APR is adjusted monthly and based on the Wall Street Journal Prime. Max APR is 18%. Minimum floor rate = 3.25% APR. Property insurance is required.

* Not all applicants will qualify for the lowest rate.

Home Improvement Loans Learn More

Loan Type Maximum Financing APR as low as* Payment per $1,000
Home Improvement Loans6 $25,000, up to 96 months 7.24% $13.75

6 Rates reflect relationship loan discount pricing and Eco-Friendly qualified loan discount.

* Not all applicants will qualify for the lowest rate.